Germany is not only very scenic and culturally attractive – the German education system enjoys a high reputation worldwide. That is why so many young people from abroad plan a longer stay in the Federal Republic. With “Young Travel” german health insurance you are perfectly insured for your journey!
Information regarding the coronavirus pandemic
Due to the current situation, you cannot take out the Young Travel incoming insurance for your holiday or visit to Germany or the Schengen area if you have not yet entered the country. It is only possible to take out insurance for stays related to work or education.
Schengen health insurance – Overview
- In the Federal Republic of Germany, there is a very good healthcare system designed to protect all citizens from the financial risks of illness or accident. For this reason, individual health insurance in the Federal Republic is mandatory.
- It is possible that you will need a visa for your stay in Germany. Incoming health insurance meets the requirements for obtaining your visa.
- In the event of an accident or illness, you will receive first-class medical care in Germany thanks to “Young Travel”.
- You do not need to worry about money and can enjoy your stay in Germany to the max – whether studying or at a party!
“Young Travel” health insurance offers you comprehensive benefits at a very reasonable price. The product is suitable for all foreign visitors up to the age of 35 who wish to spend a longer time in Germany. This includes au pairs, language students, university students, scholarship holders or doctoral candidates, participants in "Work & Travel" programmes or anyone demonstrably travelling to the Federal Republic of Germany for further training. The range of services covered by “Young Travel” meets all Schengen visa health insurance requirements, as well as the requirements of exchange programmes and au pair agencies. Of course, this also applies if you’re just visiting Germany as a tourist.
If you are planning a visit to Germany, our health insurance offers up to five years of premium insurance cover – starting at 1.19 € per day. You can choose from two different packages.
Flexible contracts with Advigon's Young Travel health insurance
“Young Travel Basic” or “Young Travel Professional” health insurance: both tariff options offer you reliable health protection "Made in Germany". And because life is not always predictable, especially as a young person, we at Advigon have tried to be as flexible as possible. You can cancel your “au pair” health insurance early if, for example, you don’t get on with your host family and return home prematurely. It is fast and easy! And if you love it so much in Germany that you want to stay longer, you can easily extend the period of your insurance cover – for up to five years.
For contracts lasting at least twelve months, you are even covered in your home country by “Young Travel” health insurance, for example if you want to visit your parents during the holiday season (maximum six weeks). And if you need to make a claim with Advigon because of an accident or a medical illness, you will be assisted by our Emergency Assistance Line – trained experts – day and night, including Sundays and public holidays!
When should you have a „Young Travel“ student health insurance?
Our travel health insurance for foreign students is particularly suitable for students and pupils who are enrolled at a private university. The prerequisite is that your private university does not require statutory health insurance (GKV) as a condition of enrolment, as it is at public universities. Therefore, please check the enrolment conditions beforehand.
If you have an European Health Insurance Card (EHIC), you can take out this insurance as supplementary cover to close any gaps in your home country’s health insurance coverage (EHIC).
For students over 30 years of age, this insurance cover is also accepted at public universities.
Health insurance for foreign students: Case study
Jack is a young student from Great Britain and spends two semesters at a private university in Germany. During a sunny weekend trip to a bathing lake, he suffered a laceration on his head while doing stand-up paddling and had to be taken by ambulance to the nearest hospital for medical treatment. His health insurance Advigon "Young Travel" steps in and covers the costs of the treatment.
When is Advigon's health insurance useful for au pairs?
Are you temporarily staying in Germany as an au pair? Then this travel insurance is suitable for you. Only if you are liable for social insurance in Germany through your work would you have to take out comprehensive private or statutory health insurance cover (GKV).
Case study for au pairs in Germany
Sofia is an au pair from the US. While playing with her guest children she falls unhappily and breaks her wrist. Thanks to her insurance cover Advigon "Young Travel" she is well covered and can go to the doctor without any problems. The treatment costs of the accident are covered by Advigon.
All other details about the “Young Travel” travel health insurance can be seen in our price overview, the information sheet for insurance products, and the insurance terms and conditions for the Health Insurance for Young Guests.
Advigon travel health insurance – for freelancer, expats and Work & Travel
By the way, if you are over 35 and would like to work in Germany for a longer time – for example as an expatriate, freelancer or seasonal worker – Advigon offers bespoke “foreign guests” health insurance.
You will find the answers to the most commonly asked questions about our "Young Travel" german health insurance here.
The travel health insurance is an offer for au pairs, pupils, language students, university students, scholarship holders, PhD students and participants in “Work & Travel” programmes who are staying in Germany for a longer period. The insurance can be taken out by persons younger than 35 years of age.
If the insurance cover applied for exceeds 12 months, the insurance cover in the home country is limited to six weeks a year. Beyond that, travel in the home country* is not insured.
*Home country as defined in this condition means your permanent residence before your temporary stay in Germany.
For trips to the USA or Canada, this insurance cover is limited to 14 days per trip.
If you end your stay in Germany early, you can terminate the insurance. In this case, it is important that you keep your air tickets and other evidence of the premature end to the trip.
If you wish to extend your stay in Germany, you can at any time continue our insurance with an extension contract. Please note that the total period of stay in Germany is limited to five years.
Thank you for your interest in Advigon products. Would you like an offer or a competent consultation? Then please fill out the following form. Our employees look forward to hearing from you and will contact you as soon as possible.