If you fall ill, our “Foreign guests” travel health insurance gives you the best coverage possible. The insurance is suitable for all visitors staying for a longer period in Germany who need comprehensive travel health insurance. The insurance cover can be taken out for a stay lasting up to five years.
Good reasons for the Advigon travel health insurance "Foreign guests"
The travel health insurance satisfies all visa requirements of the European Union and covers you for short trips within the European Union and the Schengen countries. The insurance cover can be taken out for a stay lasting up to five years. However long you stay in Germany, there is always the risk of illness or an accident. An unplanned visit to the doctor or hospital stay after an accident usually burdens you with heavy costs. Taking out health insurance is therefore an important precondition for a stay in Germany.
The benefits of the travel health insurance include:
- medical care
- dental treatment
- out-patient and in-patient treatment
- remedies and aids
If you become pregnant during the stay, the costs for pregnancy examinations and childbirth are covered, as are the costs of medically necessary transport back to your own country.
“Foreign guests” travel health insurance – Overview of the benefits
Foreign guests Basic
Foreign guests Profi
Costs for out-patient treatment
Prescribed medications and surgical dressings
Costs for radiation therapy, light therapy, and other physical treatments
Prescribed therapeutic aids following an accident
Prescribed massages, medicinal compresses and inhalations
Prescribed aids (not accident-related)
Screening check-ups for early detection of cancers
Screening check-ups for children in accordance with the statutory programmes introduced in Germany
Costs for in-patient medical treatment under general care insurance
Ambulance transport to in-patient treatment
Dental treatment for pain relief
Up to 80 % of the cost for medically required dentures
Pregnancy treatment due to complaints
Pregnancy examinations and deliveries
Repatriation, if medically desirable
Repatriation of mortal remains to the home country or funeral in the Federal Republic of Germany
Follow-up liability until restoration of ability to travel for up to
Deductible per insured event
0 - 64 years
65 - 74 years
All other details about the “Foreign guests” travel health insurance can be seen in our price overview, the information sheet for insurance products, and the insurance terms and conditions for the Health Insurance for Foreign Guests.
You will find the answers to the most commonly asked questions about our "Foreign guests" travel health insurance here.
Our travel health insurance for foreign guests is suitable for everyone staying in Germany for a longer period. The policyholder may stay abroad only temporarily, must be under 75 years of age and may not be subject to the statutory health insurance obligation in Germany.
The insurance is also suitable for German nationals who have been living abroad (permanent residence) for at least two years.
If the insurance cover applied for exceeds 12 months, the insurance cover in the home country is limited to six weeks a year. Beyond that, travel in the home country* is not insured.
*Home country as defined in this condition means your permanent residence before your temporary stay in Germany.
For trips to the USA or Canada, this insurance cover is limited to 14 days per trip.
There is a deductible of 25 euros per insured event.
You can take out the travel health insurance at any time.
If you end your stay in Germany early, you can terminate the insurance. In this case, it is important that you keep your air tickets and other evidence of the premature end to the trip.
If you wish to extend your stay in Germany, you can at any time continue our insurance with an extension contract. Please note that the total period of stay in Germany is limited to five years.
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