Advigon’s medical insurance for foreign visitors in Germany
Whether as an intern, expat, work & traveller or as a tourist – a trip to Germany is a little adventure for everyone. However, there are things you want to be protected against when you’re travelling to a foreign country – whether it’s an unexpected stay in hospital or an accident with a rental car. Enjoy your stay and don't worry about paying doctor's bills and other unexpected costs. For up to 5 years, international guests enjoy comprehensive protection against illness and accidents in Germany as well as when travelling within Europe (EU, Schengen countries, Andorra, Monaco, San Marino and Vatican City). We offer medical insurance in Germany for EU citizens, but also for people from the rest of the world. Without incoming health insurance in Germany, even a short visit to the doctor can quickly become an expensive surprise.
If you take out health insurance (or ‘Krankenversicherung’ in German) with Advigon we’re your reliable partner during your stay in Germany: If you need immediate help, you can call our English-speaking customer support: +49 40 5555-4020 and our 24-hours emergency line +49 621 5490-1906 is always available if you’re in trouble.
According to the German healthcare system, everyone in Germany must have health insurance, whether it’s statutory or private. People in employment or students who enrol at a public university in Germany are generally subject to compulsory insurance in a German health insurance scheme. Anyone not insured in this way must take out insurance cover.
In addition, either as a tourist or a ‘Work & Travel’ visitor, you may need travel insurance for a Schengen visa if you wish to visit the country for more than three months. For this, proof of valid travel health insurance is required. With Advigon's incoming insurance, you meet all the legal requirements to obtain a valid Schengen visa.
With our ‘Foreign Guests’ travel health insurance, you not only comply with the conditions of the Schengen Agreement for your visa application, but are also completely insured in the event of an accident or sickness: from out-patient and in-patient treatment to dental care. Advigon policies also cover medications and medical treatments, as well as a medically-advised repatriation to your home country.
We have an appropriate plan and policy for everyone's individual needs – whether you're a tourist, freelancer, self-employed, expat, student, au-pair or a ‘Young Travel’ participate, at Advigon you are guaranteed to find the right tariff. Additionally, we offer each insurance in two tariffs: ‘Basic’ which covers all important treatments and examinations and ‘Profi’ which includes additional benefits, so you always get the services you want. Our medical insurance starts at 0 years, so also your children are safe with a health insurance at Advigon.