Schengen visa health insurance – medical cover for foreign visitors in Germany
Whether as an intern, expat, work & traveler or just for vacationing - a trip to Germany is a little adventure for everyone. But something can always happen - whether an unexpected stay in hospital or an accident with a rental car. Enjoy your stay and don't worry about paying doctor's bills and other unexpected costs. For up to 5 years, guests from all over the world enjoy comprehensive protection against illness and accidents in Germany as well as when travelling within Europe (EU, Schengen countries, Andorra, Monaco, San Marino and Vatican City). Without incoming insurance, even a short visit to the doctor can quickly become an expensive surprise.
Basically, everyone staying in Germany must have health insurance. People in employment or students who enrol at a public university in Germany are generally subject to compulsory insurance in a German health insurance scheme. Anyone not insured in this way must take out insurance cover. In addition, either as a tourist or a “Work & Travel” visitor, you may need travel insurance for a Schengen visa if you wish to visit the country for more than three months. For this, proof of valid travel health insurance is required. With Advigon's incoming insurance, you meet all the legal requirements required to obtain a valid Schengen visa.
With our “Foreign Guests” travel health insurance, you not only comply with the conditions of the Schengen Agreement for your visa application, but are also completely insured in the event of an accident or illness: from out-patient and in-patient treatment to dental care. Advigon policies also cover medications and medical treatments, as well as a medically-advised repatriation to your home country.
Thanks to open borders and unprecedented freedom of travel, an extended stay in Germany can nowadays be arranged quite unbureaucratically. While travellers from the Schengen member states and some third countries only have to arrange health cover for a long-term stay in Germany (more than 90 days), non-European visitors also need health insurance for a Schengen visa. You must apply for a Schengen visa if you wish to spend up to 90 days in Germany or another Schengen country. Health insurance for foreign guests protects you from incurring high medical and hospital costs during your trip.
With our travel insurance policies “Young Travel” and “Foreign Guests”, you always stay on the safe side. Both insurance policies satisfy not only visa requirements of the European Union but also the corresponding regulations in Switzerland and Liechtenstein.
Our travel health insurance policies can be concluded online, quickly, comfortably and simply, and are reliable and indispensable companions when staying in Germany and for temporary trips in the Schengen area.